Did you know that having a baby means that you and your family might qualify for special government benefits, resources, and even protections?
Here are just some of the things parents may be able to receive:
- Additional medical coverage for you and/or your child.
- Financial and housing assistance.
- Help buying nutritious food.
- Workplace protections, including family leave and breaks for pumping milk.
- Child care.
- Tax benefits, including new qualifying deductions on your tax return.
- Support from your local community.
Housing Assistance
It can be a challenge to find safe and affordable housing for your family. The U.S. Department of Housing and Urban Development (HUD) works with local housing agencies to help eligible families find housing.
Are you and your family at risk for or currently experiencing homelessness? There are people in your community who can help. Call 211 or search contacts by state.
Food Assistance
Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
TheWIC programhelps provide nutritious foods, information on how to eat healthy, and referrals for health care. Women, infants, and children up to age five may qualify. WIC benefits are available to women during and after their pregnancy and include breastfeeding support.
To be eligible for WIC, you must meet WIC requirements. Immigration status does not affect your eligibility to receive WIC benefits. To find out if you may be eligible for WIC:
- Call your state’s WIC agency.
- Check the WIC Prescreening Tool
This tool provides state-specific contact information, a printable summary of their responses, and a list of the documentation that may be required at your WIC certification appointment.
Supplemental Nutrition Assistance Program (SNAP)
SNAP helps families buy nutritious food with an electronic benefit transfer (EBT) card, similar to a debit card. SNAP can help you and your family eat right when money is tight.
To be eligible for SNAP, you must meet SNAP requirements in the state where you currently live. Each state has its own application form. To apply for benefits or get information about SNAP:
Health Care Coverage
Medicaid and CHIP
Many families and children qualify for health care coverage through Medicaid and theChildren’s Health Insurance Program (CHIP). Medicaid and CHIP coverage and eligibility vary by state. For example, many states allow women to be covered by Medicaid for 12 months after having a baby. To see if you or your child may be eligible or to apply for health coverage:
- Select your state to find your state Medicaid agency
- Visit InsureKidsNow.gov and select your state or call 1-877-543-7669 (1-877-KIDS-NOW) for more information about CHIP.
If you and your child are currently enrolled in Medicaid or CHIP, you may need to prepare for the renewal process. Make sure to:
- Update your contact information with your state Medicaid office.
- Check your mail for a renewal letter.
- Complete your renewal form (if you get one).
Private Health Insurance
Having a baby is a major life event and may qualify you for a special enrollment period if you need to enroll in or change your health plan. Visit HealthCare.gov for more information.
Child Care
Finding the right child care can be complicated. There’s a lot of information to think about and it may feel overwhelming at times.
- Head Start programs deliver services to children and families in core areas of early learning, health, and family well-being. They also engage parents as partners every step of the way.
- Follow these simple steps to guide your child care search and make sure you have all the information you need to make the best choice for your child.
- Visit each setting in person to make sure the program is the right fit for your child. Use the Look, Listen, and Ask tip sheets to help you learn more about the program.
Paying for quality child care can also be difficult. The cost of child care is often the biggest part of a family’s budget. If you need help paying for child care:
- See if you qualify for Early Head Start for infants and toddlers.
- Find a center near you.
- Contact the center.
- Follow that center’s instruction to apply.
- Call 1-866-763-6481 with any questions.
- Learn about childcare financial assistance that may be available in your area.
Workplace Protections
You have protections against discrimination if you become pregnant, give birth, or have a medical condition related to pregnancy or childbirth. In general, this means you cannot be fired, rejected for a job or promotion, given lesser assignments, forced to take leave, or otherwise disciplined because of a pregnancy.
- Pregnancy discrimination may also occur when an employer has policies or practices that exclude people from certain jobs because they could become pregnant.
- If you are temporarily unable to perform your job due to a medical condition related to pregnancy or childbirth, your employer must treat you in the same way other temporarily disabled workers would be treated.
Additionally, under the PUMP for Nursing Mothers Act (“PUMP Act”), most employees have the right to break time to pump and a private place to pump at work.
Learn more about workplace protections in your state.