Benefit cap: single mothers make up 85% of those affected, data shows (2024)

The vast majority of people being penalised by the government’s benefit cap are single mothers, new analysis has found.

According to Department for Work and Pensions data examined by the Labour party, single females with at least one dependent child make up over 85% of all householders who have had their benefits capped.

Records show that 134,044 households have had support capped by the government, with single mothers accounting for 114,337 of those. They appear to show a significant jump from August last year, when nearly 50,000 single parents were reportedly facing a drop in benefits due to the cap.

The benefit cap, which limits the total amount households can receive in benefits to £20,000 a year, or £23,000 in Greater London, was envisaged as an “incentive” to persuade unemployed people to move into work.

Critics claim it is forcing many people into poverty and resulted in social cleansing because rents in inner-city areas are so high.

Labour claims the statistics show ministers are failing to assess the impact of their policies upon vulnerable children.

The shadow work and pensions secretary, Margaret Greenwood, said single mothers were being pushed into poverty by the cap.

“The Conservatives have pushed ahead with their austerity agenda with scant regard for the impact on low-income families,” she said. “Labour will build a social security system that is there for any of us in our time of need.”

The latest figures were released on the DWP’s Stat-Xplore site in November and include statistics showing the number of men and women whose benefits were capped up to August of last year.

The latest figures also show that 120,297 single claimant women had their benefits capped, compared with just 13,743 single claimant men over the same period. The vast majority of those women had dependent children.

The latest disclosure follows other recent studies which found that the cap was leaving more people in debt and pushing poor children further into poverty.

A study of more than 10,000 benefit-capped households by the Policy in Practice consultancy found that for every child whose parents moved back into work as a result of the cap, eight more would grow up in families whose financial circ*mstances worsened following the introduction of the policy.

More than half of the households affected by the benefit cap were left stuck on it for six months or more. The average gap between rent and housing benefit for families stuck on the cap was £3,750 a year.

Pioneered by the former chancellor George Osborne, the cap limited total benefits to £26,000 per year at its introduction in 2013. It was then cut in November 2016 to the present levels, quadrupling the number of families affected.

The DWP did not respond to a request for comment.

Benefit cap: single mothers make up 85% of those affected, data shows (2024)

FAQs

Benefit cap: single mothers make up 85% of those affected, data shows? ›

Benefit cap: single mothers make up 85% of those affected, data shows. The vast majority of people being penalised by the government's benefit cap are single mothers, new analysis has found.

What is the benefit cap in Scotland? ›

How much is the Benefit Cap? The Benefit Cap is £22,020 per annum (£423.46 per week) for a couple or single parent household and £14,753 per annum (£283.71) for single people.

How do you get around the benefit cap? ›

What are my options if I am affected by the Benefit Cap?
  1. Contribution-based Jobseeker's Allowance.
  2. Contribution-based Employment and Support Allowance.
  3. Statutory Sick Pay.
  4. Statutory Maternity Pay.
  5. Statutory Paternal Pay.
  6. Statutory Adoption Pay.
  7. Personal Independence Payment.
  8. Adult Disability Payment.

What is the annual benefit cap? ›

A cap on the benefits your insurance company will pay in a year while you're enrolled in a particular health insurance plan. These caps are sometimes placed on particular services such as prescriptions or hospitalizations.

How much savings are you allowed on benefits in Scotland? ›

If you or your partner have £6,000 or less in savings, this won't affect your claim for these benefits. If you and/or your partner have £16,000 or more in savings, you won't be entitled to Universal Credit.

What is the cap on universal credit in Scotland? ›

The Benefit Cap is a UK Government policy which limits the total amount a household can receive in benefits to £20,000 per year for lone parents and couples (with or without children), and £13,400 per year for single adults, unless they meet the exemption criteria.

What benefits can you claim in Scotland? ›

Benefits and payments
  • Cost of Living Payments 2024. ...
  • Scottish Child Payment. ...
  • Best Start Grant and Best Start Foods. ...
  • Universal Credit. ...
  • Pension Credit. ...
  • Carer's Allowance. ...
  • Carer's Allowance Supplement. ...
  • Scottish Welfare Fund.

How much savings can you have before it affects benefits Scotland? ›

How is capital taken into account? The first £6,000 of capital (or £10,000 for claimants of some benefits if they are in a care home) is ignored and does not affect your benefit. No benefit is payable if total capital exceeds £16,000.

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